Why Summer Is the Smartest Time to Get Life Insurance
More Risk, More Travel, More Reason to Prepare
Summer is a season for fun, freedom, and family time—but let’s be real: it’s also a season of risk.
Between road trips, pool days, amusement parks, sports, and travel, most of us are out living our best lives without thinking about what would happen if something went wrong.
That’s exactly why summer is actually one of the smartest times to get life insurance.
You’re Doing More—Protect More
When we’re in routine mode (work, school, home), things feel predictable. But summer flips the script. We’re doing more, going further, and putting ourselves in situations that carry more physical and financial risk.
Travel accidents spike in summer.
Temporary childcare arrangements may create new liabilities.
More people are using their cars for trips or side gigs.
Many self-employed parents experience income dips—or increased spending.
Life insurance isn’t about being fearful. It’s about being faithful—faithful to your role as a provider, protector, and planner.
You’re Healthier Now—Lock in the Rate
Most policies are priced based on two things: age and health.
Apply while you're younger and healthier, and you lock in a lower rate for the life of the policy.
Summer’s slower pace can also mean fewer sick days, fewer stressors, and a better time to complete basic underwriting steps like a medical exam or phone interview (if required).
This season is ideal for tackling the things we “put off”—and getting life insurance is one of those things that pays off big the earlier you act.
Let’s Talk About the Kids
One of the most overlooked tools in life insurance?
Whole life coverage for your children.
Here’s why it matters:
It guarantees their insurability for life—even if they develop a health condition later.
It’s extremely affordable when they’re young.
It builds cash value that can be accessed later for education, entrepreneurship, or emergencies.
It creates a foundation of financial education and generational planning.
You’re not just protecting their future—you’re owning it.
A small monthly premium now can grow into an asset your child can carry into adulthood—with no extra work on their part. And for families exploring self-banking strategies, these policies can be an incredible starting point.
What This Is Really About
Life insurance isn't about death. It's about life.
It’s about covering the “what ifs” so you can enjoy the “right nows.”
It’s about making memories this summer without the nagging thought of what would happen if…
It’s about being the kind of parent, spouse, or business owner who plans ahead because love demands it.
Ready to Secure Your Summer?
Call today and I’ll help you find a plan that fits your budget, your family, and your peace of mind.
There’s no pressure—just real protection.
Let’s take care of it now, so you can focus on the sunshine.
