Effective Date: 03-01-2023

Welcome to Sells Insurance. By accessing or using our website at www.sellsinsurance.com, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.

1. Overview

Sells Insurance is a privately owned, independent insurance agency providing information and services related to life, disability, and property & casualty insurance. These Terms govern your access to and use of our website and services.

2. Use of This Site

You agree to use this website only for lawful purposes and in a way that does not infringe on the rights of others. You may not:

• Use this site to misrepresent information or impersonate another person.

• Attempt to access areas of the website or systems not intended for public use.

• Copy, distribute, or exploit any content without prior written permission.

3. No Professional Advice or Guarantee

All content is provided for informational purposes only and does not constitute legal, tax, or financial advice. Insurance eligibility, rates, and underwriting decisions are determined by the issuing carrier and subject to change.

We do not guarantee approval for any product discussed or quoted on this site.

4. Intellectual Property

All content, logos, graphics, and design elements on this site are the property of Sells Insurance unless otherwise stated. Unauthorized use, reproduction, or redistribution is prohibited without our express written consent.

5. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, policies, or reliability of these external sites and do not endorse or guarantee any offerings found there.

6. Privacy Policy

Please review our Privacy Policy to understand how we collect, use, and protect your information. Your use of this site signifies your consent to that policy.

7. Limitation of Liability

To the fullest extent permitted by law, Sells Insurance shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your access to or use of our website or services.

8. Indemnification

You agree to indemnify and hold harmless Sells Insurance, its owner, affiliates, and agents from any claims, losses, or liabilities resulting from your use of the website or violation of these Terms.

9. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the site constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Your State]. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in [Your County/State].

11. Contact Us

If you have any questions about these Terms, please contact:

Sells Insurance
Email: contact@sellsinsurance.com
Phone: 720-634-7497
Location: 6275 Joyce Dr., Ste 223, Arvada, CO 80403