Published November 2, 2026
What Is a Covered Peril? A Plain-English Guide for Colorado Homeowners & Renters
A covered peril is a cause of loss your policy agrees to pay for, subject to your deductible, limits and exclusions. Read the exclusions.
Published November 2, 2026
What Is Ordinance or Law Coverage? Why Colorado Homeowners Should Ask About It
When your home is damaged, the rebuild must meet today's building codes, not the codes from when the house was built. Get a second look.
Published November 2, 2026
Do You Need Uninsured Motorist Coverage in Colorado?
Look at your declarations page. If UM/UIM is missing or lower than your liability limits, let's talk. Get free quotes from several carriers.
Published November 2, 2026
Colorado Motorcycle Insurance: What Coverage Riders Should Know
I'm Cassondra Sells, owner of Sells Insurance in Arvada. I'm an independent broker, so my help is free to you. The insurance companies pay me, not you.